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What Documents Do You Need to Buy an Apartment in Morocco?

Mis à jour le 05/07/20260 vuesProvisoireDroit marocain national

Réponse rapide : The seller must give you the co-ownership regulations and the "ne varietur" plans (art. 11); check the charges via the syndic's discharge receipt (art. 26), since the buyer is jointly and severally liable for the seller's debts (art. 42).

Demand the complete file before signing. The seller must make available to you a copy of the co-ownership regulations, the architectural plans bearing the "ne varietur" mention, and the topographical plans relating to the acquired part, as well as the other attached documents (art. 11). The deed of sale must moreover state mandatorily that you have read the co-ownership regulations and these plans (art. 11).

The regulations are essential: they set out in particular the purpose of the private and common areas, the distribution of the shares, and each owner's share in the charges (art. 9).

A crucial point on debts: in the event of the transfer of a divided part, the transferee (the buyer) is jointly and severally liable with the transferor toward the association for the claims owed by the seller (art. 42). Therefore, ask the syndic for a discharge receipt, which it issues to the selling co-owner if they are not indebted to the association (art. 26). Also verify that the debt is not covered by a forced mortgage (art. 40).

Finally, the transfer deed must, under penalty of nullity, be established by authentic deed or by a deed of certain date drawn up by an authorized legal professional (art. 12).

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Autres questions posées par les lecteurs

Sous-questions regroupées par notre recherche — chacune renvoie vers sa réponse complète de niveau B/C.

+How to Recover Unpaid Co-ownership Charges?

The syndic can recover unpaid co-ownership charges via formal notice, order-for-payment procedure, and forced mortgage. Claims are time-barred after 5 years.

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+Challenge Illegal Meeting Decisions? 2-Month Timeline

Challenge illegal general meeting decisions within 2 months of notification before the court of first instance where the co-ownership is located.

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+Can a neighbor convert hallway to private space?

No. Converting a shared hallway to private space requires unanimous agreement from all co-owners and is prohibited for common areas like corridors and stairs.

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Ceci est une information juridique générale, et non un conseil juridique. Pour un conseil adapté à votre situation, consultez un avocat inscrit au barreau au Maroc.

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